Our Employee Benefits Plan

Join Merit


Today’s construction workers are trained professionals working in a high-tech environment with specialized skills vital to the success of the contractors that hire them. Through Merit, you have a choice. You can earn a competitive salary in a demanding career in construction without having to join a union. After all, it is you who does the work.

As an employee of a member company you may have access to:

Apprenticeship Grants, Apprenticeship Awards, Employee Benefits and special pricing discounts at participating vendors such as Mark’s, GoodLife Fitness and Lawtons. 

Benefit Plan


Employee Life Insurance


Accidental Death & Dismemberment Employee Insurance


Dependent Life Insurance

Spouse – $10,000
Child – $5,000

Extended Health Care for Employees & Dependents

Prescription drugs – 80% – no annual maximum
Emergency out-of-country – 100%
Other health expenses (to specified limits) – 100%
Overall Maximum – Unlimited
Non-emergency out-of-country benefit

Vision Care for Employees & Dependents

All covered expenses – 100%
Eyewear – $350 every 2 calendar years (Prescription safety glasses $150 for employees. Prescription sunglasses.)
Maximum for Children under 19 – $350 per calendar year
Eye Exams – $75 every 2 calendar years

Dental Care Benefits for Employees & Dependents:

Basic services – 80% of GP Fee Guide
Major restorative services – 50% of GP Fee Guide
Specialist fee guide used when applicable
Maximum for basic & major services combined – $2,500 per calendar year
Orthodontic services for children under 19 – 50%
Maximum for orthodontic services – $2,500 lifetime
Coverage for composite (white) fillings on molars

Long Term Disability Insurance for Employees:

Monthly benefit – 75% of monthly earnings if the employee paid (67% of the first $4,000 of monthly income plus 50% to balance), to a maximum benefit of $6,000 per month.
Benefits start after 120 days (17 weeks) of total continuous disability
Eligibility based on employee being in benefit and working 25 hours per week for a Merit member firm in the LTD program.

Employee and Family Assistance Program (EFAP):

Confidential counselling and information service for employees and their families
Self referral

Best Doctors Services:

Provides employees and family members with access to specialist doctors